CGS 360 CART
PAYMENTS & FINANCIAL INFRASTRUCTURE

Accept Customer Payments with Pre-Integrated CGS 360 Gateway

Zero setup hassles or personal gateway keys required. All storefronts run on the central CGS 360 Razorpay stack supporting Google Pay, PhonePe, Paytm, BHIM UPI, Cards, NetBanking, and COD with automated T+2 bank settlements.

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What It Is

CGS360 CART Payments is a pre-integrated financial infrastructure layer that enables merchants to accept payments instantly without having to create or configure separate payment gateway accounts. A transparent 5% fee per order covers both payment processing and continuous platform maintenance.

What Problem It Solves

Setting up independent payment gateways usually requires tedious corporate merchant onboarding, API configurations, and separate monthly software fees. CGS360 CART provides the central CGS 360 Payment Gateway out-of-the-box with a flat, predictable 5% fee per order (covering Razorpay gateway processing + cloud platform maintenance).

Who It Is For

  • Merchants who want instant payment activation without complex gateway KYC or API setups.
  • Indian brands needing high-converting frictionless UPI intent flows on mobile.
  • Businesses wanting automated fee auditing, tax deductions, and transaction reconciliation.
  • Store owners requiring transparent, one-click customer refund capabilities.
SYSTEM WORKFLOW

How It Works in CGS360 CART

A streamlined, automated workflow engineered for high conversion and minimal operational overhead.

Step 1

Instant Storefront Activation

Your store comes pre-wired to the CGS 360 Payment Gateway powered by Razorpay. Zero API keys to configure.

Step 2

Frictionless Customer Checkout

Shoppers select their preferred method: 1-click UPI apps, Credit/Debit cards, NetBanking across 50+ banks, or Cash on Delivery.

Step 3

Direct Bank Settlement

Net order revenues settle reliably into your verified bank account on an authoritative T+2 rolling settlement cycle.

CAPABILITIES

Included Enterprise Features

Flat 5% Fee Per Order

Transparent all-inclusive 5% fee covering Razorpay gateway processing plus continuous platform cloud infrastructure.

High-Converting UPI Flow

Direct deep-linking to Google Pay, PhonePe, Paytm, and BHIM apps for quick mobile completion.

Cards & NetBanking Support

Accept Visa, Mastercard, RuPay, and American Express cards plus NetBanking from 50+ Indian banks.

Cash on Delivery (COD)

Optionally offer COD with pin code verification to capture customers who prefer paying upon arrival.

1-Click Full & Partial Refunds

Issue refunds directly from your transactions ledger with automated status updates for customers.

Transparent Fee Auditing

Inspect gross order value, gateway transaction fee, and GST calculations for every payment.

INTEGRATIONS

Native & Ecosystem Integrations

CGS360 CART connects seamlessly with established payment, courier, and marketing gateways:

Razorpay Payments EngineNational Payments Corporation of India (NPCI) UPIPCI-DSS Level 1 Secure InfrastructureAutomated Webhook ReconciliationGST-Compliant Transaction Ledgers
CGS360 UNIFIED CLOUD

Connection to Parent Ecosystem

The payment subsystem in CGS360 CART coordinates directly with the cart, order confirmation, and accounting ledgers under the COEDLOITE Private Limited enterprise cloud.

FREQUENTLY ASKED QUESTIONS

Questions About This Feature

What is the transaction fee charged on orders?

CGS360 CART charges a flat, transparent 5% fee per order across all plans. This all-inclusive fee covers Razorpay payment gateway interchange processing (UPI, cards, NetBanking) and platform cloud maintenance. There are no separate gateway subscriptions or hidden charges.

How quickly do customer payments reach my bank account?

Funds are deposited directly by Razorpay into your linked business bank account following their standard settlement schedule (typically T+2 business days).

Is checkout secure for my customers?

Yes. All transactions are processed through PCI-DSS Level 1 compliant gateway servers with 256-bit TLS encryption. Customer card and banking details are never stored on CGS360 servers.

Ready to Supercharge Your Online Store?

Start building with CGS360 CART today. Free Forever tier, zero platform commission, direct UPI payments.

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